Terms and Conditions

Terms of Use

These Terms of Use (‘Terms’) apply to all Members and users of this website and our Services. We may modify and update these Terms at any time, without notice. You need to ensure you review the Terms from time to time. By using our website and Services, you agree to be bound by these Terms as well as any and all general Terms and Conditions posted on our website from time to time.


“Confidential Information: means any written or oral information that is provided by or disclosed directly or indirectly through any means that is not already in the public domain and may include financial, business structures, methods, procedures and personal information.

“Content” means any and all material, links, words, images including but not limited to any goods and services on the website.

“Materials” includes newsletters, reports, audio, literature, DVDs, written documents, questionnaires, videos, worksheets, or other material which may be provided to assist and enable the Services to be performed.

“Member” means a member to the Services on this website.

“Program” means our programs, training and courses delivered online through our website.

“Services” means access to online courses which includes general financial education, business, management, and other information delivered via our website from time to time.

“the website” means dinacooper.com.au

“We”, “our” and “us” HOOGI (34 998 179 939), dinacooper.com.au and includes all officers, directors, employees, contractors and affiliates.

“You” means a Member, client or any user of our Services and by doing so, agree to these Terms.

Agreement for Online Courses

You need to first fill in your registration details that are required in the online form to gain access to our Services.

When join to our website and use our Services, you acknowledge and agree to the following:

You will not share your password or login details with any other person and you will keep your contact, payment and other information updated;You warrant that all information you provide is true, correct, up-to-date and accurate personal information and details; We, at all times, abide by the Australian Privacy legislation. Please refer to our full Privacy Policy on our website for details of how we collect, store and use your personal information; and You will not transfer, sub-license or grant access for any of our Services to any other person, business or other third party except as agreed in these Terms.

Information Provided to Perform the Services

We may request information that will be considered Confidential Information which we require to perform the Services. We will at all times keep your Confidential Information confidential, secure and we agree will not use or disclose directly or indirectly any personal information, data or Confidential Information which relates to, arises under or is acquired as a consequence of performing the Services unless required by law or with your express written consent.

We will not at any time disclose or allow access by any person or third party to any of the Confidential Information unless required to perform the Services in which case, we will ensure they are under the same duty of confidentiality as we are.


In providing our Services, we are providing you with facts, information, insights and ideas only, in order to assist you in your personal life and business. You need to decide what may work best for your own personal or business needs and should make your own assessment after careful consideration of your situation. We do not have your personal information, finances, your individual facts or situation in mind when we provide these Services. Our Services are not intended as, nor should they be construed as advice and we recommend that you contact a professional advisor if you would like information or advice that takes into account your personal and particular goals and financial situation.

We also do not guarantee that any information in our online courses and Services will increase revenue, profits, customer base, online presence or rankings, improve or make any guarantee about your business. We do, however, provide our experience, insights, perspectives and recommendations in order to assist you to consider options for your business which may have an overall positive impact and help you with your business needs.


We make no warranty that the website services will meet your requirements or be available on an uninterrupted, secure or error-free basis. We will use our best endeavors to ensure the website is always available and virus free but from time-to-time, and in some instances, this may not be the case as it may be out of our immediate control. We will endeavor to notify you if the website becomes unavailable for any lengthy and unusual time period. You agree and acknowledge that the website uses third party vendors and hosting partners to provide the necessary software, hardware, service and storage. You agree you will not transmit any viruses, malware, worms, etc. of any kind and that you will not upload, post, host or transmit unsolicited material or messages to the website.

Cancellation, Refund and Termination

CANCELLATION: You can cancel your membership and our Services at any time. Any refund is to be in accordance with our refund policy below.

REFUND: We at all times abide by the Australian Consumer Law in relation to refunds and any guarantees for our Services. In order to request a refund, you must have completed and submitted the first two modules of the Program within 14 days of the launch of the Program and request a refund within 14 days of submission. If we, in our sole discretion, believe you have, in good faith, made a genuine attempt to implement the strategies recommended in the program, we will offer you a full refund.

WE MAY TERMINATE YOUR MEMBERSHIP AT ANY TIME: We may, in our sole discretion, terminate or suspend your access to the website with or without notice and for any reason, including, without limitation, breach of these Terms. Any suspected fraudulent, abusive or illegal activity may be grounds for terminating your relationship and may be referred to the appropriate law enforcement authorities.

Upon such termination, regardless of the reasons, your right to use the website immediately ceases and you acknowledge and agree we may immediately deactivate or delete your account and all related information and files. We may also bar you from any further access to our website. We shall not be liable to you or any third party for any claims or damages arising out of any termination or suspension or any other actions taken by us in connection with such termination or suspension.

We are not required to provide any refund or part thereof to you for such termination of your membership.

Ownership of Intellectual Property

Materials are provided to clients from time to time to enable provision of the Services. All Materials are provided without warranties of any kind, both express and implied. Any Materials, designs, analyses, processes, discussions and other intellectual property, both tangible and intangible which is provided or may be developed as a result of or during the Services is and will remain the property of the Hoogi Pty Ltd at all times. No Materials provided to you or on our website may be reproduced, copied, redistributed, modified, in whole or in part or used for any purpose other than the personal private use of the individual Member. At no time may it be shared or reproduced and provided to third parties without the express written permission of Hoogi Pty Ltd.

Modification of Website and Content

We reserve the right at any time and from time to time to remove, delete, alter or amend any Content, Services or the website. In particular, if we believe the Content to be inappropriate, potentially breach regulations, receive complaints or for any other reason and in our reasonable discretion, we may remove or modify Content at any time without notice. We shall not be liable to you or any third party for any modification when it is required.

We reserve the right to disclose your name and any other personal details to any law enforcement authority or other competent authority or to any person for the purpose of legal proceedings, prosecution, investigation or any breach, alleged breach of the law or these Terms.

While we endeavor to keep the website up-to-date and correct, we make no representation or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Services for any particular purpose and provide it for your informational purposes and out of our own analysis. Any reliance you place on such information is therefore strictly at your own risk.


You agree and acknowledge that we are not liable for any direct, indirect, consequential or incidental loss or damage which may result from your use of our website, the Services or any information contained on it or linked to it.

In using our Services, you agree you are doing so at your own risk and we cannot be held responsible for the action you may decide to take based on your decisions or actions that may result from our Services. You agree that some Services may involve personal management discussions. The information and Services provided by us are not intended as nor should they replace relevant legal, financial or other qualified professionals.

Certain legislation including the Australian Consumer Law (ACL) in the Consumer and Competition Act 2010 (Cth), and similar consumer protection laws and regulations may confer you with rights, warranties, guarantees and remedies relating to the provision of Services by us to you which cannot be excluded, restricted or modified (Statutory Rights).

Our liability to you is governed solely by the ACL and these Terms. While we endeavor to maintain good quality data sources on our website and Services, we make no representations or warranties of any kind, express or implied, about: the completeness, accuracy or reliability of the Information you obtain from the use of our Services; orwhether the Services provided on the website will be available on an uninterrupted, secure or error-free basis.

We exclude all conditions and warranties implied by custom, law or statute except for your Statutory Rights and we expressly disclaim all warranties of any kind including but not limited to implied warranties of merchantability and fitness for a particular purpose. You agree that you must evaluate, and bear all risks associated with, your use of any Information made available through or facilitated by the Website.

You agree and acknowledge that we are not liable for any direct, indirect, consequential or incidental loss or damage which may result from your use of our website, the Information supplied through the use of the Services. For the sake of clarity, in no event will we be liable for any consequential, indirect, incidental or special damages of any kind including any damages for loss of revenue, profits, interruption of business, loss or use of data even if the possibility of such loss was made known to us.

When your Statutory Rights apply, to the extent possible, our liability in respect of any claim is limited to, at our option:

The supply of any services again; or The payment of the cost of having any services supplied again.Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Intellectual Property

All custom graphics, icons, logos and service names are registered trademarks, copyright, trade or service marks of dinacooper.com.au

You agree and acknowledge that we retain all right, title and interest in the Services, including but not limited to the inventions and intellectual property rights contained or embodied within the Services.

You have been provided with a non-exclusive license to use the information and Services only for the purposes notified to you and included in these Terms. Any other use, including but not limited to, commercial use, provision to a third party in whole or in part, or reproduction in any manner, breaches the license provided to you under these Terms and our copyright.

You are solely responsible for obtaining written permission before re-using any copyrighted material that is available on this website. Any unauthorized use of the materials appearing on this website may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties.

Governing Law

These Terms of Use are governed by the laws of New South Wales which are in force from time to time and both you and we agree to submit to the exclusive jurisdiction of the Courts of New South Wales for determining any dispute concerning these Terms.